Three cartoon cats in black eye-masks are breaking into a city bank. One grips a sack of coins, one swings down from a rope with a torch, and one clutches a jar of paw-print tokens for good measure. Scratch the Bank is Mascot Gaming’s upbeat 243-ways heist slot, tuned to a jaunty upbeat score and built around a pick-me bonus round where the player cracks safes one at a time until the round ends of its own accord. Wild diamonds cover all reels bar the leftmost, a separate safe-shaped Bonus symbol triggers the feature on three or more landings, and the Risk’n’Buy system caps any gambled win at 1,000x the total bet. This review sits alongside our Mascot Gaming coverage in the provider directory.
The art direction leans firmly into family-friendly Saturday-morning cartoon territory. The reel frame sits inside a wood-panelled bank office complete with leather armchair, oil painting of a stern suited cat, and a small trove of coins, gems and bullion heaped at the bottom of the screen. The orange tabby leads the paytable at 200 coins for five of a kind, followed by the grey cat with torch at 140 and a white masked cat at 80. Mid-pays include a paw-print ruby at 30 and a coin sack at 20, then a goldfish trophy at 15 that sits just above the royals. Everything is lit warmly, with street lamps glowing outside the window.
Three or more Bonus safe symbols anywhere on the reels triggers the pick-me round. The feature shifts to a grid of closed safes, each hiding either a cash prize or an end-of-round symbol. The player keeps opening safes one at a time until the end symbol surfaces, at which point accumulated prizes are totalled and paid. No respins, no multipliers – just a run of choose-and-reveal picks that ends when the game decides, which keeps the tension rising as the pot grows.
Every winning spin opens the door to the Risk game, with a total-bet multiplier ceiling of 1,000x. The Buy Feature button sitting on the left of the reel display offers direct access to the safe-opening round at a fixed price, and a random Special Buy offer can surface after any spin at a different cost. Both buy routes are disabled during autoplay, keeping the decision at the player’s finger.
Scratch the Bank uses a 5 reel, 243 bet-ways engine. Matching symbols pay when they appear anywhere on adjacent reels reading beginning on reel one and extending along adjacent reels, so position on the reel does not matter as long as the columns line up left to right. Only the highest win per bet way is paid. The stake counter sits bottom-left of the cabinet and the central red spin button handles the round, with autoplay and quick-spin shortcuts to either side.
The paytable reads against a 5.00 default bet. Payouts on the right-hand side scale one-to-one with any bet change.
| Symbol | 5 of a kind | 4 of a kind | 3 of a kind |
|---|---|---|---|
| Wild (Diamond) | 250.00 | 50.00 | 25.00 |
| Bonus (Safe) | 250.00 | 50.00 | 25.00 |
| Orange Cat | 200.00 | 40.00 | 10.00 |
| Grey Cat | 140.00 | 30.00 | 10.00 |
| White Cat | 80.00 | 20.00 | 6.00 |
| Paw-Print Gem | 30.00 | 6.00 | 4.00 |
| Coin Sack | 20.00 | 6.00 | 2.00 |
| Goldfish | 15.00 | 4.00 | 2.00 |
| Symbol | 5 of a kind | 4 of a kind | 3 of a kind |
|---|---|---|---|
| A | 15.00 | 4.00 | 2.00 |
| K | 15.00 | 4.00 | 1.00 |
| Q | 10.00 | 3.00 | 1.00 |
| J | 10.00 | 3.00 | 1.00 |
The diamond Wild substitutes for every symbol apart from the Bonus safe. It can appear on reels two through five and never on the leftmost column, meaning the highest-tier orange cat combinations cannot be completed by a wild on reel one. The Bonus safe has no reel restriction and stacks rewards of its own on three, four or five landings independently of triggering the feature.
The bonus switches view to a grid of identical closed safes. Each selection reveals either a cash value or an end token; cash values are added to a running total, and the end token closes the round and pays out. There is no cap on picks – a lucky run can extend the round well past the average count before the end token surfaces.
After any winning spin, the Risk’n’Buy menu offers two doors. The Buy route takes the bonus round at the displayed price, or a random Special Buy prompt at a different price after individual spins. The Risk route opens a wheel-style gamble with win multipliers stacking toward a 1,000x total-bet top. Both buy paths sit outside autoplay control.
The quoted RTP figure is 94.61%. The slot tracks medium volatility, with the pick-me bonus and the Risk game absorbing most of the longer-odds upside. Peak single-round payout via the Risk Wheel is 1,000x total bet.
